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Flexible Dental Financing Options

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At Z Dentist, we understand that dental care is an important investment in your health, and managing the cost can sometimes feel overwhelming. To help make treatment more accessible, we offer flexible financing options through Cherry, HFD, Proceed Finance, and Sunbit.

These trusted third-party providers allow you to divide the cost of your dental treatments into convenient monthly payments that fit your budget. Our team is happy to guide you through the available options and help you choose the financing plan that works best, so you can receive the high-quality dental care you deserve without delaying treatment.

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We Handle the Insurance. You Focus on Your Smile.

Our team verifies your benefits before every visit, submits claims on your behalf, and explains everything in plain language — no surprises, no confusion.

And if insurance falls short? We offer flexible financing through Cherry, HFD, Proceed Finance, and Sunbit to keep care within reach.

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Cherry

Cherry is our first choice financing option, recommended for everyone. With Cherry, you can apply in seconds with no impact on your credit and get instant access to flexible payment plans that fit your budget. Cherry makes it easy to split your dental expenses into affordable monthly payments, so you can get the care you need without financial strain. With great rates, no hidden fees, and no penalties for paying off early, Cherry is the simplest and most convenient way to manage your dental costs. Our team at Z Dentist is happy to walk you through the process every step of the way.
  • Good rates
  • Easy to use
  • No penalty to pay off early
  • No impact on credit to apply

Visit Cherry

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HFD

HFD — is a patient-focused financing solution designed to make quality dental care accessible for everyone. Whether you're financing Invisalign, working with low credit, or covering a large treatment amount, HFD is an excellent option with a 99.9% approval rate. With HFD, you can choose from a range of flexible payment plans with straightforward terms and no hidden fees, allowing you to spread the cost of your treatment over time with confidence. Applying is simple, and our team at Z Dentist is ready to walk you through every step of the process.
  • Good rates
  • No penalty to pay off early
  • No impact on credit to apply
  • 99.9% approval rate

Visit HFD

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Proceed Finance

Proceed Finance offers patient-friendly financing solutions ideal for treatment plans over $10,000, with approval amounts up to $75K. With flexible loan options, competitive interest rates, and extended repayment terms, you can spread the cost of your care over several months or years with no surprises. Our team at Z Dentist is ready to guide you through the application process and find the option that best fits your needs.
  • Great for large approval amounts
  • Financing from $10K up to $75K

Visit Proceed Finance

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Sunbit

Sunbit is a fast and easy financing solution built to help more patients get the dental care they need — without the stress of traditional credit approvals. Designed especially for patients with low credit, most patients are approved in seconds with no hard credit check required. Whether you're coming in for routine care or a larger treatment plan, Sunbit makes it easy to say yes to your health. Please note that Sunbit must be applied for in office at checkout — our team is happy to walk you through it.
  • Quick application
  • No penalty to pay off early
  • No impact on credit to apply

Visit Sunbit

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